Build better credit with Aqua.For Aqua Timeless

The card that claims yes to working for you grow your credit history whenever utilized responsibly

Representative (variable) for Aqua Timeless

Beginning borrowing limit from ВЈ250 to ВЈ1200

Build better credit with Aqua

The card that says yes to helpingyou create your credit scorewhen utilized responsibly

37.9% APR

Representative (variable) for Aqua Vintage

Failure to produce re re payments on time or even remain inside your borrowing limit ensures that you are going to spend extra costs and could make getting credit in the near future more costly and hard.

Why Aqua?

Without headaches

Look at your eligibility in under look these up 60 moments, without any effect on your credit rating

Helpful tools

Stay static in control with this app that is handy alerts, helpful guides and much more

Create your credit history

You can be helped by us begin your journey to building a far better credit rating once you handle your bank account well

Usage with Apple Pay

You could make quick and purchases that are secure, through apps or in-store. Include your Aqua card to Apple Pay to start out purchases that are making together with your Apple products. For detailed put up and directions see, How to create Apple Pay.

No effect on your credit history

We help over 4,000 individuals every and we could say yes to you too week. Because we use SafeCheck, we could inform you whether you’re eligible without impacting your credit history. It is super you’ll and easy obtain a reaction within just one minute.

37.9% APR

Representative (variable) for Aqua Timeless

We assist over 4,000 individuals every week, so we could say yes for your requirements too. Because we use SafeCheck, we are able to inform you whether you’re qualified without impacting your credit history. It is super effortless and you’ll have a reaction in under 60 moments.

37.9percent APR

Representative (variable) for Aqua Timeless

Beginning credit limit from ВЈ250 to ВЈ1200

See just what our clients say

Tests

Credit available and then British residents aged 18 and over. At the mercy of status. Terms use. The APR applicable for your requirements will be determined by our evaluation of one’s application.

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Offered to use with Apple Pay

Credit is provided by NewDay Ltd. NewDay Ltd and NewDay Cards Ltd are organizations registered in England and Wales with subscribed numbers 7297722 and 4134880 correspondingly. They form area of the NewDay selection of organizations. The office that is registered these businesses is 7 Handyside Street, London, N1C 4DA. NewDay Ltd and NewDay Cards Ltd are regulated and authorised because of the Financial Conduct Authority (FCA) with figures 690292 and 682417 correspondingly. NewDay Ltd normally authorised by the FCA beneath the Payment Services Regulations 2017 (ref no: 555318) for the supply of re re payment solutions. Aqua is really a trademark of NewDay Cards Ltd, which will be utilized under licence by NewDay Ltd.

Accountable creditfor the world that is modern.

Adjustable APRs start around 12.99per cent 29.49%. Cards released by WebBank, Member FDICPricing and Fee Details

Expanding access through technology.

No fee that is annuallater and returned re re payment charges apply)

$500 – $5,000 restrictions

APRs 19.99percent – 29.49per cent

2% – 10% money back at choose merchants

Responsible credit without charges.

1% – 1.5% money back and more provides

$500 – $10,000 restrictions

APRs 12.99% – 26.99per cent

Not used to credit

Ive never ever had a charge card, automobile mortgage or loan.

Ive never ever had a credit history.

Im students, an individual a new comer to the U.S., or an user that is authorized somebody elses bank card.

We keep a balance that is healthy my checking/saving records.

Normal credit

We have not defaulted on that loan in past times 24 months.

We have a credit that is limited, three years or less.

Im a gig/part-time worker with out a income that is predictable.

We keep a healthier stability in my checking/saving records.

Good credit

we have not announced bankruptcy or defaulted on that loan within the last 4 years.

We haven’t been significantly more than thirty days late on any bank card, medical bill, or loan in thelast 12 months.

I have actually possessed a credit or loan card for three years or maybe more with a borrowing limit above $3000.

Information supplied is actually for guide and suitable this criteria doesn’t guarantee approval.

We use your banking history to instantly create a Cash Score — a measure of your creditworthiness based on income, spending, and savings when you apply for Petal. It might assist you to be eligible for a Petal charge card, even though you’ve never really had credit prior to.

Insights

Take over of the cash, set a spending plan, and monitor your credit rating.

Dashboard

See just what your debt, put up AutoPay, and keep an optical attention on all of your acquisitions.

Invest Planner

Set a spending plan and determine simply how much you’ve kept to pay.

We offer you while using the tools you will need to build credit and thrive. Even though the global globe is consistently hoping to get one to purchase stuff.

Its radically simplified interface and mobile application allows you to handle cash, track spending and build credit without great deal of thought.

Whenever people join the card, theyre provided use of a software that suggests them on cash management decisionsthe app will tell individuals its good to try to pay back their credit that is whole bill the conclusion regarding the thirty days, but will perhaps not penalize them if they cant.

Petal utilizes a far more holistic and underwriting that is comprehensive to look for the creditworthiness of bank card applicants in comparison to conventional banking institutions that depend predominantly on a candidates FICO rating.